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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal credit is great, I was approved within minutes!

PayPal credit is great, within minutes I knew if I was eligible for credit and what my credit limit would be. I love that PayPal does 0% interest offers over certain periods and I also like how easy it is not having to look for my card, it’s just so easy to check out and purchase with just a few clicks. Reviewed on: 8th June 2026

Quick and easy to use and reliable service when thin...

Quick and easy to use and reliable service when things go wrong Reviewed on: 8th June 2026

PayPal credit no hassle, excellent customer service,...

PayPal credit no hassle, excellent customer service, can be used in the majority of places and can download a virtual card it is brilliant Reviewed on: 8th June 2026

I love PayPal.!

I love PayPal. It is the only credit card that gives 4 months to pay off for a transaction which makes life so much easier. It allows me to pay off without being charged interest if paid within 4 months. Plus now they have tiers too. So I want to use PayPal exclusively. I even managed to get a credit card through Curve with easy to use apps. All in all, it is the best! Reviewed on: 8th June 2026

Excellent service always

I’ve used PayPal for years and it’s always been a quick and easy way to send money and pay for things online. Transactions are straightforward, the app works well, and I like the extra security when buying from websites I’m not familiar with. I’ve never had any major issues, and whenever I’ve needed help, customer support has been responsive. Overall, it’s a reliable service that I trust and use regularly. Reviewed on: 8th June 2026

Very helpful with shopping online

Very helpful with shopping online Reviewed on: 8th June 2026

Easy to use to keep track of your Account.

Easy to use to keep track of your Account.Payments etc.Easy to log in.However App is not reliable.Freezes or does not work properly.Have to use Website.Easy to understand - keeping check of payments.Like the fact you can pay in 3 installments for more expensive products on some sites like EBay.But not accepted every online shopping sites. Reviewed on: 8th June 2026

PayPal help customers as much as possible

PayPal help customers as much as possible along with friendly email reminders Reviewed on: 8th June 2026

4 months repayments are great!

4 months repayments are great! Use it all the time for big purchases. Saved time and money Reviewed on: 8th June 2026

4 months interest free option a bonus

PayPal is easy to use and control your spending. The 4 months interest free option is amazing and out ranks other payment options. Reviewed on: 8th June 2026

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