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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal is reliant

PayPal is reliant, fast and provides added peace of mind for safe transactions Reviewed on: 8th June 2026

Excellent service

I have a very wonderful experience using PayPal so far. They have simplified ease of payment and refunds and their 4 months interest free credit has been most beneficial Reviewed on: 8th June 2026

Good customer service and empathetic to their custom...

Good customer service and empathetic to their customers needs Reviewed on: 8th June 2026

A simply way to help spread costs

A simply way to help spread costs Reviewed on: 8th June 2026

I can always rely on Paypal

I can always rely on Paypal, they are always there. Across so many sites to help me with my purchases. Reviewed on: 8th June 2026

Vote for PayPal Credit in the 'Best Retail Finance P...

Vote for PayPal Credit in the 'Best Retail Finance Provider' category by writing a review and you'll automatically be entered. Each review counts as a vote. Reviewed on: 8th June 2026

I love paypal, it is like totally amazeballz

I love paypal, it is like totally amazeballz Reviewed on: 8th June 2026

Can’t be faulted

Always good service especially with problems Reviewed on: 8th June 2026

It's easy and very intuiative!

It's easy and very intuiative! I would highly recommend PayPal Credit to anyone, it's very transpatent, well communicated and easy to understand all it's terms. Reviewed on: 8th June 2026

Trustworthy

Easy to use and trustworthy, I feel safe using PayPal Reviewed on: 8th June 2026

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