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PayPal: PayPal Credit reviews

4.73
Based on 181,131 reviews, last reviewed 21st Aug 2026
8% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026
MR John 's avatar
MR John

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Buying on line could not be any easier

5
Buying on line could not be any easier, thanks to PayPal Reviewed on: 8th June 2026

Easy to use, great customer service.

5
Easy to use, great customer service. Reviewed on: 8th June 2026

Easy, reliable, professional and respectful.

5
Easy, reliable, professional and respectful. Reviewed on: 8th June 2026

I have used PayPal for a long while and its easy to...

5
I have used PayPal for a long while and its easy to use and safe. I use PayPal for online purchases as it gives extra protection. Reviewed on: 8th June 2026

Excellent service.

5
Excellent service. Good interest rate. Available to use everwhere. Reviewed on: 8th June 2026

PayPal is so useful in my every day purchases, easy...

5
PayPal is so useful in my every day purchases, easy to see when payments are due and comes with handy reminders. Reviewed on: 8th June 2026

You gotta love paypal

5
. I love PayPal it is easy and transparent, there are no hidden agendas Reviewed on: 8th June 2026

It is very easy to use and understand.

4
It is very easy to use and understand. Very useful tool for medium purchases Reviewed on: 8th June 2026

Fast, secure, and hassle-free.

5
Fast, secure, and hassle-free. I use PayPal for almost all my online shopping. I love that I don't have to enter my credit card info on every website, which makes checking out super quick. Reviewed on: 8th June 2026

Always sort out concerns amd always willing to achie...

5
Always sort out concerns amd always willing to achieve customer satisfaction Reviewed on: 8th June 2026

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