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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy to use and does what it says on the...

Easy to use and does what it says on the tin Reviewed on: 8th June 2026

Amazing and easily accessible.

Amazing and easily accessible. Breeze to use online for big purchases and day to day shopping. Reviewed on: 8th June 2026

Fast transactions. Reasonable feed.

ALL RECENT INTERACTIONS HAVE BEEN GOOD. NO ISSUES AT SLL. MONRY IS ALWAYS WYICKLY TRANSFERRED. FEES ARE REASONABLE. Reviewed on: 8th June 2026

Easy to use app with points

Easy to use app and points make it even more enticiing to use Reviewed on: 8th June 2026

Easy financing options

Never have any issues with PayPal Reviewed on: 8th June 2026

I like the new point award system, and PayPal credit...

I like the new point award system, and PayPal credit and pay in three option are good for flexible payments on big purchases Reviewed on: 8th June 2026

was ok pretty straight forward and easy to understand

was ok pretty straight forward and easy to understand Reviewed on: 8th June 2026

Easy transactions and quality service

Easy transactions and quality service Reviewed on: 8th June 2026

I use paypal for 0% internest for 4 months.

I use paypal for 0% internest for 4 months. Reviewed on: 8th June 2026

Really handy and quick decision.

Really handy and quick decision. Automatically splits the payment into the lowest interest option Reviewed on: 8th June 2026

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