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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,131 reviews, last reviewed 21st Aug 2026

8% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Nothing hidden, simple to use. Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

PayPal credit has always been reliable.

PayPal credit has always been reliable.. offering offers to increase from time to time. Highly recommend Reviewed on: 8th June 2026

I wouldn't be where I am today without Paypal.

I wouldn't be where I am today without Paypal. It's helped me run my business and kept my banking safe. Not to mention all the ways in order to help spread cost just to help you get by that little bit more. Reviewed on: 8th June 2026

Bloody fabulous

Bloody fabulous, reasonable rates and easy to manage through the app. Now that it can be used in your wallet it is even better! Reviewed on: 8th June 2026

Widely accepted, easy to use, would definitely recom...

Widely accepted, easy to use, would definitely recommend. Great to see balance and promotional offers in the app to keep an eye on when interest will start Reviewed on: 8th June 2026

Paypal services 10/10

I.think pay pal overall is brilliant. Reviewed on: 8th June 2026

I applied to spread out the cost for blinds I was ac...

I applied to spread out the cost for blinds I was accepted within seconds and it helped with paying all in one as I didn’t have the funds so it was a god send Reviewed on: 8th June 2026

Started using PayPal a long time ago ,and got better...

Started using PayPal a long time ago ,and got better every year plus received a lot of benefits using it including buy now pay later without any interest. Everything is transparent and that makes it even more better Reviewed on: 8th June 2026

Best online provider for credit, quick actions

Best online provider for credit, quick actions Reviewed on: 8th June 2026

You feel safe paying by PayPal-You spend and you are...

You feel safe paying by PayPal-You spend and you are sure if anything happens they take care of it Reviewed on: 8th June 2026

Amazing service.

Amazing service. Really helpful Reviewed on: 8th June 2026

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