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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181099)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable and easy to use

5
Easy to manage and reliable when it comes to buying things in credit, they offer varieties of options Reviewed on: 14th July 2026

It’s a great app, I’ve used it a lot for some big pu...

5
It’s a great app, I’ve used it a lot for some big purchases Reviewed on: 14th July 2026

I find PayPal credit to spread the cost of larger it...

5
I find PayPal credit to spread the cost of larger items not budgeted for. It's very quick, easy & covenient. Notifications keep me updated at all times making sure I know my up to date balance. Reviewed on: 14th July 2026

Simply best service, easy and safe payments

5
Simply best service, easy and safe payments Reviewed on: 14th July 2026

It’s so easy to pay with PayPal no hassle and you kn...

5
It’s so easy to pay with PayPal no hassle and you know it’s safe Reviewed on: 14th July 2026

materialized desires

5
They provided actionable recommendations, and adapted to my specific needs, Reviewed on: 14th July 2026

If it wasn’t for PayPal credit, I would’ve struggled...

5
If it wasn’t for PayPal credit, I would’ve struggled for the last two years moving into my new house. I’ve been able to manage my money better and be able to get the necessities I need in my Property. Reviewed on: 14th July 2026

It is the best way to make payments and getting poin...

5
It is the best way to make payments and getting points for using it is a plus I always feel confident that payment are done safely and if there is a problem it is sorted promptly Reviewed on: 14th July 2026

Really good and helpful always there when you need t...

5
Really good and helpful always there when you need them . Easy to use Reviewed on: 14th July 2026

Easy to use, know exactly whats happening.

5
Easy to use, know exactly whats happening. Easy app to use online. Reviewed on: 14th July 2026

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