Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,042 reviews, last reviewed 12th May 2026
2501000% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy to use and accessible with reliab... I find PayPal easy to use and accessible with reliable processes and customer service. Reviewed on: 12th May 2026
Aleksandra 's avatar
Aleksandra

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105042)

Best payment method!

5
Using PayPal credit or payment fells very secure, PayPal credit is very convenient for shopping, 4 months 0% interest! Highly recommended! I gave this ideas to all my friends and family and most of them joined PayPal! Reviewed on: 11th May 2026
Tomasz G's avatar
Tomasz G

Straightforward and easy.

5
Paypal are easy to contact and easy to use. Reviewed on: 11th May 2026
Louis's avatar
Louis

Excellent would recommend to any one

5
Excellent would recommend to any one Reviewed on: 11th May 2026
Alex D's avatar
Alex D

Most of the time I use PayPal for Gumtree ads and ot...

5
Most of the time I use PayPal for Gumtree ads and others ads and is the straight forward payment, faster, reliable and safe. Reviewed on: 11th May 2026
Yomi Ade's avatar
Yomi Ade

Each time I used it is simple and straightforward.

5
Each time I used it is simple and straightforward. Reviewed on: 11th May 2026
Elena D's avatar
Elena D

There were you need it.

5
There were you need it.good experience, the account is very easy to use. several payment options Reviewed on: 11th May 2026
Alexe G's avatar
Alexe G

Excellent

5
I’ve had a really positive experience with PayPal Credit so far. The app is easy to navigate and makes managing payments simple and stress-free. I also really like the points and rewards system, and the fact that it works smoothly with Apple Pay is a big bonus for convenience. Customer service has always been helpful and friendly whenever I’ve needed support. Overall, it’s been reliable, user-friendly, and great for everyday spending. Reviewed on: 11th May 2026
Anna R's avatar
Anna R

PayPal R Brill

5
Love em, any problems get sorted. Reviewed on: 11th May 2026
jonny's avatar
jonny

I always use PayPal for online payments.

5
I always use PayPal for online payments.Its easy quick and i don't have to put in any details in, just click pay Reviewed on: 11th May 2026
Michelle 's avatar
Michelle

PayPal has genuinely changed the way I manage money...

5
PayPal has genuinely changed the way I manage money and shop online. Over the years, it’s given me confidence, security, and convenience during some really important moments in my life. Whether it’s helping me safely purchase essentials, send money quickly to family and friends, or manage payments without stress, PayPal has always made things simpler and more reliable. What stands out most is the peace of mind it gives me. In a world where online safety matters more than ever, knowing my transactions are protected has made a huge difference. The platform is easy to use, fast, and dependable, which is exactly what people need in everyday life. Reviewed on: 11th May 2026
cherry bourton smith's avatar
cherry bourton smith

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill