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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,091 reviews, last reviewed 12th May 2026
2503200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit. I use PayPal credit. It is a simple efficient way to spread the cost of goods over 4 months interest free Reviewed on: 12th May 2026
Rachel 's avatar
Rachel

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105091)

Friendly and knowledgable about transactions

5
Friendly very knowledgeable and helpful Reviewed on: 11th May 2026
Debbie C's avatar
Debbie C

Dream Big, Paypal Helps....

5
PayPal has always been a great help for middle-class people like us. It allows us to dream of buying expensive things, and their 0% easy installment scheme helps make those dreams possible. Basically, PayPal inspires us to dream about things that once felt unachievable in our lives. Reviewed on: 11th May 2026
Manoj R's avatar
Manoj R

PayPal is easy and convenient, hardly ever problemat...

5
PayPal is easy and convenient, hardly ever problematic or unavailable for technical reasons. gives multiple ways to pay, and has changed my spending for the better. PayPal credit is extremely useful, and the extra layer of protection for transactions invaluable. I cannot recommend it enough. Reviewed on: 11th May 2026
Peter W's avatar
Peter W

My go to

5
I always find paypal credit really easy to use, the app clearly displays everything and they’re simply my go to. 4 months interest free is also ideal. I have never had an issue, and any refunds come through quickly. Reviewed on: 11th May 2026
Wiki's avatar
Wiki

Paypal is overall very good, however when you need s...

5
Paypal is overall very good, however when you need support it can be lacking and is too reliant on bots and AI. Reviewed on: 11th May 2026
Michael W's avatar
Michael W

Just brilliant!

5
Just brilliant, PayPal is your first choice to pay today! Reviewed on: 11th May 2026
Tej's avatar
Tej

Love PayPal have used for years and they’ve always b...

5
Love PayPal have used for years and they’ve always been good to me Reviewed on: 11th May 2026
Tammy 's avatar
Tammy

I use PayPal to buy things I can't afford to outrigh...

4
I use PayPal to buy things I can't afford to outright buy and it's useful to me or large items mostly. Reviewed on: 11th May 2026
Lisa M's avatar
Lisa M

Good customer service!

4
Dealt with customer service a few times and they have always been very helpful and it makes it easy to make transacting with many sites. Reviewed on: 11th May 2026
Dan's avatar
Dan

I always use PayPal.

4
I always use PayPal. I feel safe, I know help is always to hand. Everyone I deal with knows and trusts PayPal brand. The service is always very quick and prompt. Reviewed on: 11th May 2026
Jennifer W's avatar
Jennifer W

Review PayPal: PayPal Credit now

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