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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

I have enjoyed using PayPal greatly.

I have enjoyed using PayPal greatly. It’s eases a lot of my financial stresses. Reviewed on: 8th June 2026

Such a good service to have.

Such a good service to have. Easy to use and customer service helpful Reviewed on: 8th June 2026

Very useful!

Easy to use. It provided flexibility with the credit for smaller purchases and the 0% interest alloying to breakdown the cost without the full value commitment that can cause hesitancy with particular purchases. It also provides security. Reviewed on: 8th June 2026

I had ongoing issues with my Direct Debit for my Pay...

I had ongoing issues with my Direct Debit for my PayPal Pay in 6 Months agreement. Despite updating my bank details several times and contacting PayPal on numerous occasions, the issue was never resolved. As a result, I received missed payment notifications, which could have negatively affected my credit history. I believe this was due to a system error on PayPal's side, yet no responsibility was taken. I am also concerned that the interest rate charged is excessively high. Reviewed on: 8th June 2026

Excellent experience

Been with you for 15 years no problems at all such a brilliant experience paypals helped me with every purchase k owing I'm safe to buy what I want and need definitely would recommend to family and friends Reviewed on: 8th June 2026

Straight forward,

Straight forward, no complications Reviewed on: 8th June 2026

Allows you breathing space to split the costs

Allows you breathing space to split the costs Reviewed on: 8th June 2026

MR.DANIEL

LOVE THE EXPERIENCE AND LOVE SHOPPING WITH PAYPAL Reviewed on: 8th June 2026

Great communication.

Great communication. And easy to access. Reviewed on: 8th June 2026

Excellent

Very good excellent service so easy Reviewed on: 8th June 2026

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