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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181131)

Good rates, easy interface and managing early paymen...

5
Good rates, easy interface and managing early payments is very straightforward. Reviewed on: 8th June 2026

easy to use and understand, no nonsense information.

5
easy to use and understand, no nonsense information. Great App Reviewed on: 8th June 2026

5 star rating!

5
I’ve been using PayPal for some 10 years for online purchases, and in that time have yet to have any kind of problem with the company. I would whole-heartedly recommend Paypal to friends, colleagues and aquaintances. Reviewed on: 8th June 2026

Good Customer support for customers

5
Good Customer support for customers Reviewed on: 8th June 2026

My experience with PayPal has been positive.

5
My experience with PayPal has been positive. The service is easy to use, fast, and convenient for making payments online. I feel confident using PayPal because it offers a secure way to send and receive money. Overall, I am happy with the experience and would recommend PayPal to others. Reviewed on: 8th June 2026

Safe for purchases ...

5
Very convenient to use , feel safe using it for purchases knowing have protection if anything bad happens. Reviewed on: 8th June 2026

Love the flexibility PayPal credit offers

5
Love the flexibility PayPal credit offers Reviewed on: 8th June 2026

Excellent

5
With out PayPal Credit and there pay in 3 I don’t think we would have coped and also introducing their card that you can earn points off of this company has got us out of some really hard times over the last few months and I highly recommend them yes you have to pay the money back and yes, that is sometimes a struggle but I really don’t know what we would’ve done without you. and I would like thank you from the bottom of our heart excellent five star company that you can trust. Reviewed on: 8th June 2026

I have always had the best experience with PayPal.

5
I have always had the best experience with PayPal. Easy and straight forward Reviewed on: 8th June 2026

Easy to setup payment and team at PayPal look after...

5
Easy to setup payment and team at PayPal look after my account Reviewed on: 8th June 2026

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