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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Simple, accessible and reliable.

Simple, accessible and reliable. It’s a great service and very convenient- have used for some time now and will continue to include Paypal as part of my credit options. Also very safe and secure to use. Reviewed on: 8th June 2026

Fast, Easy to use

Fast, easy to use. Convenient foreign currency transfer but rates are not the best. Generally safe and easy to use. Reviewed on: 8th June 2026

Great app.

Great app. Love PayPal. So good to transfer money and pay in instalments. Reviewed on: 8th June 2026

Very safe,easy,fast way of payment

Very safe,easy,fast way of payment Reviewed on: 8th June 2026

My review on PayPal Credit . Good or Bad ?

Fantastic ....I was surprised too find PayPal credit , I am so pleased too use it , PayPal credit has been a joy too use and I rate PayPal credit 10/10 very simple and a help a great finance, easy options of pay back , on your PayPal app , easy too use with Google pay definitely worth it's go ! . Reviewed on: 8th June 2026

Big help

Very handy for purchases and you can pay in 3 which makes it very convenient Reviewed on: 8th June 2026

just Brilliant and very handy.

just Brilliant and very handy. The best payement other than using ur credit/visa card . Reviewed on: 8th June 2026

Very safe & reliable service

I’ve used PayPal for many years. I’ve always found the service provided to be very useful and safe. They’ve evolved over the years with more payment options now which definitely makes managing finances easier. Reviewed on: 8th June 2026

Gives me more time to pay for bigger transactions wi...

Gives me more time to pay for bigger transactions without paying interest Reviewed on: 8th June 2026

Pay pal in very good for purchasing

Pay pal in very good for purchasing Reviewed on: 8th June 2026

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