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PayPal: PayPal Credit reviews

4.73
Based on 181,130 reviews, last reviewed 20th Aug 2026
9% increase in 5 star reviews
in the past 90 days
21% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026
Israel M's avatar
Israel M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

Good and easy to use ,and it doesn’t charge interest...

4
Good and easy to use ,and it doesn’t charge interest Reviewed on: 8th June 2026

PayPal card payments u

5
Been very useful when buying stock for my shop Reviewed on: 8th June 2026

Very reliable and handy for emergencies

5
Very reliable and handy for emergencies Reviewed on: 8th June 2026

Easy repayment 0% interest rate for 4 months

5
Easy repayment 0% interest rate for 4 months Reviewed on: 8th June 2026

It’s great to use PayPal with the flex payments and...

5
It’s great to use PayPal with the flex payments and credit so I don’t have to take the stress about paying in full rather plan the small payments I can make. Reviewed on: 8th June 2026

Easy to use, clear info

4
Easy to use, clear info and is non predatory Reviewed on: 8th June 2026

Absolutely love PayPal.

5
Absolutely love PayPal. So easy to use and Paypal+ is a great extra feature. Reviewed on: 8th June 2026

Great service.

5
Great service. Easy to use, always helpful Reviewed on: 8th June 2026

Reliable

5
I rely on PayPal whenever l am short of money Reviewed on: 8th June 2026

Friendly and helpful I can make my payments comfortably

5
Friendly and helpful I can make my payments comfortably Reviewed on: 8th June 2026

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