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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Paypal app is very user friendly.

Paypal app is very user friendly. Reviewed on: 8th June 2026

Very easy to use

Always find PayPal Credit and PayPal in general very easy to use - very simple to checkout and to pick different credit options. Also very easy to make payments at any point whether it be on pay in 3 or PayPal Credit. Reviewed on: 8th June 2026

So easy to use and available at so many different re...

So easy to use and available at so many different retailers Reviewed on: 8th June 2026

Additional security for my debit card

I like having the additional security of my paypal account linked to my debit card, if I am making a purchase I know I have a hassle free refund method if needed Reviewed on: 8th June 2026

I have used PayPal credit for a while, I find it aff...

I have used PayPal credit for a while, I find it affordable to pay back, it helps when I need it and every person that I have spoken to from PayPal have been super helpful and really lovely. Reviewed on: 8th June 2026

Pay in 3 is amazing value when a required purchase c...

Pay in 3 is amazing value when a required purchase comes up but want to spread the cost over a longer period Reviewed on: 8th June 2026

Good perks and easy to use.

Good perks and easy to use. Can spend anywhere. Reviewed on: 8th June 2026

If any thing goes wrong with a retailer, or you get...

If any thing goes wrong with a retailer, or you get conned PayPal are always there to take care of the matter , love PayPal me exactly service in my experience I've had with PayPal Reviewed on: 8th June 2026

Excellent and user-friendly.

Excellent and user-friendly. I have been using this for many years and am very satisfied. Reviewed on: 8th June 2026

This credit helped me a lot to make big purchases po...

This credit helped me a lot to make big purchases possible and do it hassle free as it is accepted everywhere Reviewed on: 8th June 2026

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