Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Simple and convenient- everywhere

The whole process from application to approval was so easy. In fact, I cannot recall a more straightforward method of gaining credit that is so globally recognised and has a broad range of benefits and protections. Throughly recommended. Reviewed on: 8th June 2026

I love PayPal

I love how easy PayPal is to use. Reviewed on: 8th June 2026

Paypal credit service works smoothly and reliable

Paypal credit service works smoothly and reliable Reviewed on: 8th June 2026

Great experience my go to when paying with credit

Great experience my go to when paying with credit Reviewed on: 8th June 2026

Excellent

It was very easy to set up. Very flexible with payment Reviewed on: 8th June 2026

My experience with pay pal is always first class.

My experience with pay pal is always first class. Never had any problems at all Reviewed on: 8th June 2026

Very easy to use very helpful when moneys a bit tight.

Very easy to use very helpful when moneys a bit tight. Reviewed on: 8th June 2026

PayPal in 3 - 5 Stars Recommend

PayPal in 3 is a finance saver so more expensive items can be purchased - Brilliant! Reviewed on: 8th June 2026

I really appreciate the convenience of the payment s...

I really appreciate the convenience of the payment system. It allows me to choose any of my cards when making a purchase, and I do not have to repeatedly enter my payment details on different websites. Reviewed on: 8th June 2026

Great company and great customer service

Great company and great customer service Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101288 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub