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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Great way to do big purchases!

I bought tickets through PayPal, with 0% APR for 3 months which is perfect. And I’ve got a laptop through PayPal, the option to pay it off is really helpful too! Reviewed on: 8th June 2026

Using PayPal provides me with peace of mind knowing...

Using PayPal provides me with peace of mind knowing that my payments are secure and protected if anything goes wrong with a purchase Reviewed on: 8th June 2026

Great company, great service

PayPal removes the anxiety associated with paying on line. The separation of my bank account from the vendor is reassuring, paticularly when banking scams appears to be very prevalent. PayPal is very accessible, professional and offers excellent service. I was particularly impressed when a vendor defaulted on provision of goods I had used PayPal payment service. The complaints procedure was simple and thorough. In due course my money was refunded and I was able to reorder from another vendor, using PayPal, of course. Thank you PayPal for a fantastic service that has ensured that this elderly lady is able to use online services without the fear of being scammed. Reviewed on: 8th June 2026

One of the best ways to pay

Really reliable and the costumer service really helpful. Reviewed on: 8th June 2026

its the quickest way to pay online

its the quickest way to pay online Reviewed on: 8th June 2026

Straight forward, everything easy and well detailed

Straight forward, everything easy and well detailed Reviewed on: 8th June 2026

Great offers and good customer service

Great offers and good customer service Reviewed on: 8th June 2026

Easyand relaible

Payment via paypal is now available for more places than before. This expansion is more convenoent to the service users. And pqypql credit facilities also very helpful for the time being to get hold the things we need. The rate of the interst is resonable as well. I really enjoy paypal. Reviewed on: 8th June 2026

Smooth, safe and flexible

PayPal credit offers me a smooth, safe and flexible way to pay. Reviewed on: 8th June 2026

Pay in 3 is brilliant.

Pay in 3 is brilliant. I can’t find this anywhere Reviewed on: 8th June 2026

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