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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 20th Aug 2026
11% increase in 5 star reviews
in the past 90 days
24% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026
Igor's avatar
Igor

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181130)

PayPal paying with ease

5
Always an easy and safe way to pay. Reviewed on: 8th June 2026

Very efficient, clear information, quick responses

5
Very efficient, clear information, quick responses Reviewed on: 8th June 2026

Excellent very happy excited

5
Excellent very happy excited to see you and your lovely Reviewed on: 8th June 2026

Best valued Offers

5
.PayPal credit gives nice offers; one of the best things is the pay 0% interest for the next four months is the best option on PayPal. Really recommend to everyone to open account with them. Customer services are also very helpful and they resolve your issues quickly with professional manner. Reviewed on: 8th June 2026

Very easy to use, good communication, very convenient,

5
Very easy to use, good communication, very convenient, Reviewed on: 8th June 2026

All great.

5
All great... Nothing wrong with it Reviewed on: 8th June 2026

Convenient

5
Ive had paypal credit, ive also had pay in 3 with no interest which is convenient, I also buy & sell & a lot use PayPal. Just very convenient Reviewed on: 8th June 2026

Very useful if used wisely.

5
Very useful if used wisely. Customer support helful. Reviewed on: 8th June 2026

So nice and easy happy with service

5
So nice and easy happy with service Reviewed on: 8th June 2026

Excellent service.

5
Excellent service. Great communication. Reviewed on: 8th June 2026

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