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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Always have had a great experience with paypal.

Always have had a great experience with paypal. Reviewed on: 8th June 2026

Flawless and easy to use

Flawless and easy to use. My go to way of payment Reviewed on: 8th June 2026

Quick and easy to use.

Quick and easy to use. Perfect for your on the go transactions without hassle. Customer service is readily available at all times. I've had my accounts for over a decade now and haven't had any issues Reviewed on: 8th June 2026

Fantastic

Always been reliable and solid to use Reviewed on: 8th June 2026

The best credit card I have.

There's not much to tell because every part of PayPal is easy to use with fair policies. Credit is fair with plenty of time to pay off with zero interest but fair interest if you want to take more time. I find it painless with the App with plenty of notice of payments due. Reviewed on: 8th June 2026

Easy to use and easy to manage.

Easy to use and easy to manage. Good customer service and app is good to use. Easy to see what you owe and to get it paid off. Reviewed on: 8th June 2026

PayPal is very easy to use for me and I like the fac...

PayPal is very easy to use for me and I like the fact that I can now use it virtually anywhere thanks to them having cards for the account Reviewed on: 8th June 2026

Only had one time I had to get in touch with custome...

Only had one time I had to get in touch with customer service, excellent my problem solved within a few minutes, I wouldn’t hesitate to contact again, very friendly helpful staff Reviewed on: 8th June 2026

Very good and easy to use and very good response...

Very good and easy to use and very good response times Reviewed on: 8th June 2026

Amazing.

Amazing. Been using all my life. Reviewed on: 8th June 2026

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