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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

I am truly satisfied with PayPal no complaints whats...

I am truly satisfied with PayPal no complaints whatsoever. Reviewed on: 8th June 2026

Good service

Good service always. Fast and smooth transition everytime Reviewed on: 8th June 2026

A hug from PayPal.

There are times when support is needed. Things are not always easy, and having four months to pay off a bill is a significant help during difficult times, especially while I am unemployed. Reviewed on: 8th June 2026

In an instant...

Instant answers to any queries and like the instant access to accounts Reviewed on: 8th June 2026

It’s so easy to set up payment and the app is very e...

It’s so easy to set up payment and the app is very easy to navigate Reviewed on: 8th June 2026

Excellent Customer Service

Everything is smooth and positive. I always solved my problems easily and communication was also crystal clear. Reviewed on: 8th June 2026

PayPal has helped me massively on numerous occasions...

PayPal has helped me massively on numerous occasions and I will be grateful forever . It’s just so easy to use and the app is fantastic Reviewed on: 8th June 2026

Paypal credit is the best option to buy something wh...

Paypal credit is the best option to buy something when they give u 0 percent apr which gives u a chance to clear the payment in time and have the stuff u need Reviewed on: 8th June 2026

PayPal is my preferred way to pay

I use PayPal for an easy way to pay for items online, which also gives me the option to pay in 3 instalments or interest free over 4 months. paypal is my preferred way to pay. Reviewed on: 8th June 2026

Smoother experience than other credit providers.

Smoother experience than other credit providers. So far not needed to contact customer service so unable to determine fully but from previous experience with PayPal rated good. Reviewed on: 8th June 2026

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