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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181129)

It's great to have, especially when you really need...

It's great to have, especially when you really need it and the repayable rates are great. Reviewed on: 8th June 2026

Great flexibility...

Gives you flexibility to pay off on what you borrow Reviewed on: 8th June 2026

great and easy to use.

great and easy to use. would highly recommend. Reviewed on: 8th June 2026

Very good experience with PayPal

Very good experience with PayPal Reviewed on: 8th June 2026

Convenient and easy to manage credit service

I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing payments through the PayPal app is simple and convenient. I appreciate the flexibility to spread the cost of purchases and the clear information provided about repayments. Customer service has been helpful whenever I needed assistance. Overall, it has been a useful financial tool that gives me extra flexibility when shopping online. Reviewed on: 8th June 2026

Why I enjoy using paypal

I enjoy using PayPal because it is a fast, secure, and convenient way to send and receive money online. The platform is easy to use, whether I'm shopping online, paying for services, or transferring money to friends and family. I also appreciate the extra layer of security, as PayPal helps protect my financial information by not sharing my bank or card details with sellers. I would recommend PayPal to others because it is trusted worldwide and accepted by millions of businesses. Its buyer protection features provide peace of mind when making purchases, and transactions are usually quick and straightforward. Overall, PayPal makes online payments simple, reliable, and secure. Reviewed on: 8th June 2026

PayPal credit allows me to pay for things without ha...

PayPal credit allows me to pay for things without having to worry about laying it off immediately, I can do it over the course of a few months. It puts my mind at ease. Reviewed on: 8th June 2026

Fantastic all around

Fantastic… very easy to use. Great customer service, looked after very well highly recommend them! Reviewed on: 8th June 2026

It’s been great, I love the new points system with t...

It’s been great, I love the new points system with the debit card. It’s also amazing that they have pay later and pay in three options. So helpful. Reviewed on: 8th June 2026

Always there when u need it converted.

Always there when u need it converted. CREDIT CARD FOR big purchases over time. Pay in three is a great option gor those should i get it times. And keep you up dated so you know were you are Reviewed on: 8th June 2026

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