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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Always easy to deal with, good products offered, mak...

5
Always easy to deal with, good products offered, makes buying online a lot easier Reviewed on: 7th June 2026

Easy to use.

5
Easy to use. Cover when you need it Reviewed on: 7th June 2026

Fantastic all round place to get what you want.

5
Fantastic place to sell. And a fantastic place to get everything you need. Reviewed on: 7th June 2026

I am very pleased and have been using it for a long...

5
I am very pleased and have been using it for a long time, especially the payment pay for three Reviewed on: 7th June 2026

Never had any issues top notch

5
Never had any issues . Think the service is really good Reviewed on: 7th June 2026

Always there to help me out I have a quibble about m...

5
Always there to help me out I have a quibble about my credit limit tho, it was put down without me authorising it Reviewed on: 7th June 2026

It was hassle free to apply and 4 months interest fr...

5
It was hassle free to apply and 4 months interest free helps to sort out large amount purchase .The good thing is instant reply for the application. Reviewed on: 7th June 2026

Good for my payment and reliable

4
Good for my payment and reliable Reviewed on: 7th June 2026

fair statement

5
never had a problem always swift and quick. to the point and always feel secure and protected. would recommend to my family and friends Reviewed on: 7th June 2026

Every transaction has been flawlrss

5
Every transaction has been flawlrss Reviewed on: 7th June 2026

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