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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Always there just when needed ...

Always there just when needed Great service easy to pay and in your pocket app Reviewed on: 7th June 2026

Excellent Review!

Always easy to use and safe. Can always trust them with payments and transactions. Reviewed on: 7th June 2026

I use PayPal as my main source of payment as I know...

I use PayPal as my main source of payment as I know they are reliable and PayPal credit is great for larger purchases way better than a credit card Reviewed on: 7th June 2026

I have used PayPal for years

I have used PayPal for years and never had any problems. It’s fast and convenient Reviewed on: 7th June 2026

Fast and reliable the payment went smoothly

Fast and reliable the payment went smoothly Reviewed on: 7th June 2026

Good and easy, simple to use etc.

Good and easy, simple to use etc. Reviewed on: 7th June 2026

Never had a problem with PayPal always know that its...

Never had a problem with PayPal always know that its safe and secure , speedy trasactions , overall an excellent all round service Reviewed on: 7th June 2026

Easy to use

Easy to use and very convenient. Makes you feel the money is safe to use and set up with a direct debit payment so you don't miss any payment. Very happy with the product and communication from the team Reviewed on: 7th June 2026

Need it to be easy

A lot of things are a little difficult to sort on this app. Payment doesn’t dhow on the main page. Little tricky to change the payment method. Not sure adding money to paypal wallet will take care of upcoming payment or not. Customer service is not easy to reach out to. Reviewed on: 7th June 2026

I have very good and bad experience with PayPal.

I have very good and bad experience with PayPal.Excellent credit provider but when it comes to adjudicating my case for a product I wanted to return within the rules, I was frustrated because PayPal customer service showed very poor quality. Reviewed on: 7th June 2026

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