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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Simple and easy to make purchases online and through...

5
Simple and easy to make purchases online and through app. Security and safety is Paypals number one goal and they achieve it with ease. Reviewed on: 7th June 2026

Easy and reliable.

5
PayPal Credit has been a great tool for managing my purchases The process is straightforward, and the service is very reliable. Reviewed on: 7th June 2026

My Paypal experience

5
I’ve been using PayPal for payments and online purchases, and my experience has been very convenient overall. Transactions are quick, the interface is easy to use, and I feel secure while making payments online. Customer support was also helpful when I had an issue with a transaction. It’s a reliable platform for both personal and business use. Reviewed on: 7th June 2026

Love pay in 3

5
Love pay in 3, love refund if there's a problem with a supplier. Able to add all cards into PayPal account. Reviewed on: 7th June 2026

Paypal paypal credit

5
Very good service. I recommend PayPal for my friend's Reviewed on: 7th June 2026

Easy to use.Good value. No interest.

5
Easy to use. Spread the cost of purchases over a few months interest free. Reviewed on: 7th June 2026

Great Always helpful and easy to use

5
Always helpful and easy to use. Whenever I have had an issue they have responded very quickly. Using the credit section is great especially the interest free pay plans Reviewed on: 7th June 2026

I have been using PayPal for more years than I can r...

5
I have been using PayPal for more years than I can remember and I can honestly say that I have never had any problems with them. Money is always paid promptly and with no fuss. I would highly recommend that others sign up and start using PayPal as well. Reviewed on: 7th June 2026

A good payment portal.

5
I think this is a good payment portal. We need to improve the repayment service to allow user to clear each of the promotion offer. Reviewed on: 7th June 2026

Great service

5
Great experience from start to finish Reviewed on: 7th June 2026

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