Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Happy customer for 10 years

5
Happy customer for 10 years definitely recommend PayPal always trust every transaction Reviewed on: 7th June 2026

Excellent service, secure transactions

5
Excellent service, secure transactions Reviewed on: 7th June 2026

Perfect, just have no idea how to use PayPal...

5
All is perfect, just have no idea how to use PayPal credit card Reviewed on: 7th June 2026

Easy to use.

4
Easy to use, and can apply to most online purchases Reviewed on: 7th June 2026

Easy to use.

5
Easy to use. It makes my purchase more secure and convenient. Reviewed on: 7th June 2026

Helpful with everything

5
Very helpful, excellent service would recommend to anyone Reviewed on: 7th June 2026

They are really good with me great way to money...

5
They are really good with me great way to money on it Reviewed on: 7th June 2026

Brilliant overall service and convenient to use for...

5
Brilliant overall service and convenient to use for purchases and sending friends money Reviewed on: 7th June 2026

I have used PayPal Credit for a number of year

5
I have used PayPal Credit for a number of years not only for my personal life, but to help grow and support my business. The 0% interest over 4 months is a great way to help get what you want! Reviewed on: 7th June 2026

Very user friendly and easy excellent to use

5
Very user friendly and easy to use Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101284 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products