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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Easy application, fast answer.

Easy application, fast answer. Easy to use online, no hidden costs also you get credit card for paying in shops. Everything you can manage in app. I never needed to use customer service. Reviewed on: 7th June 2026

Awesome Money App.

I always use paypal, its quick and gives me time to pay back as well. Reviewed on: 7th June 2026

Always had a good experience using PayPal, easy to u...

Always had a good experience using PayPal, easy to use and app is good Reviewed on: 7th June 2026

Good account

Happy with account and PayPal card which i have re entry received. Reviewed on: 7th June 2026

easy to navigate what you want to do

easy to navigate what you want to do Reviewed on: 7th June 2026

Super reliable and gives great, flexible options for...

Super reliable and gives great, flexible options for finance Reviewed on: 7th June 2026

APP is so easy to use

All so easy to use , so many retailers accept PayPal, good rates, so easy to add money and make payments Reviewed on: 7th June 2026

Easy way to spread larger purchases

I’ve used PayPal Credit a few times for larger purchases and found it straightforward to set up and manage. The option to spread payments over time has been useful when unexpected expenses have come up, and everything is clearly visible through my PayPal account. The application process was quick, and I’ve never had any issues making payments or checking my balance. As long as you stay on top of repayments, it’s a convenient and flexible option to have available. Reviewed on: 7th June 2026

So flexible / I use PayPal to pay for goods where I...

So flexible / I use PayPal to pay for goods where I need a bit of security and also when I need to spread the cost. Reviewed on: 7th June 2026

Quick and easy

Quick and easy and if there's a problem it's resolved hassle free Reviewed on: 7th June 2026

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