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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Very reliable and good service, protection is good.

Very reliable and good service, protection is good. Reviewed on: 7th June 2026

Decent response for fraud investigation

Decent response for fraud investigation Reviewed on: 7th June 2026

Simple & User friendly

Easy to use & helps budget .At a glance can see transactions, credits & debits. usr as my primary account for my business due to different options available Reviewed on: 7th June 2026

Helpful and simple

Efficient , great customer service and simple Reviewed on: 7th June 2026

It makes shopping very easy with pay in 3

It makes shopping very easy with pay in 3 Reviewed on: 7th June 2026

Paypal always there if you need it always giving adv...

Paypal always there if you need it always giving advice on how to save money and how to reduce interest Reviewed on: 7th June 2026

Easy to use platform that has become a standard for...

Easy to use platform that has become a standard for others to try to replicate. Setting standards across multiple platforms Reviewed on: 7th June 2026

Simple to use lots of choices very happy customer

Simple to use lots of choices very happy customer Reviewed on: 7th June 2026

I have used the PayPal credit a few times always bee...

I have used the PayPal credit a few times always been good. Reviewed on: 7th June 2026

All was fine any time I use the service

All was fine any time I use the service Reviewed on: 7th June 2026

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