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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Simplicity

5
No hassle. No scam. Quiet confidence. Reviewed on: 7th June 2026

Excellent service /App

5
Excellent service, very good app, makes online purchases easier especially with PayPal credit and card Reviewed on: 7th June 2026

PayPal Review

5
Good correspondence. Easy payment methods. The only issue I have is that I pay at a certain time, but the money is not deducted from my account for a number of days - in the era of PDQ this should almost be immediate. Reviewed on: 7th June 2026

Reliable payment service.

5
Reliable payment service. Transactions are simple, buyer protection offers peace of mind, and the platform is easy to use. Overall, a convenient and trustworthy way to send and receive payments. Reviewed on: 7th June 2026

Always used PayPal for years great service

5
Always used PayPal for years great service Reviewed on: 7th June 2026

PayPal app is straight forward

5
It’s easy to use and track via the app. Reviewed on: 7th June 2026

Great service ,professional support team

5
Great service ,professional support team Reviewed on: 7th June 2026

Perfect, easy to use, amazing servicce

5
Perfect, easy to use, amazing servicce Reviewed on: 7th June 2026

The best

5
No problems at all. The service is great Reviewed on: 7th June 2026

Brilliant company & advisors are very polite @ knowl...

5
Brilliant company & advisors are very polite @ knowledgeable Reviewed on: 7th June 2026

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