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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

No issues at all.

4
No issues at all. The app is is to use. Reviewed on: 7th June 2026

Simple, easy to use platform which integrates well w...

5
Simple, easy to use platform which integrates well with plenty of websites for payment as well as payment options for those that need it. Additionally, when I've experienced issues with a handful of providers/ sellers, PayPals options to raise the problem and find resolutions fairly is useful. Reviewed on: 7th June 2026

Nothing to add PayPal is great and very vonbenient

5
Nothing to add PayPal is great and very vonbenient Reviewed on: 7th June 2026

Help when you need it most.

5
Help when you need it most. Always there for you Reviewed on: 7th June 2026

A good option

5
Great and easy way to pay for items spreading the cost Reviewed on: 7th June 2026

been using PayPal since 2006 even now ebay let you p...

5
been using PayPal since 2006 even now ebay let you pay direct to seller still use PayPal to pay and PayPal credit is handy Reviewed on: 7th June 2026

I’ve been with PayPal for a long time

5
I’ve been with PayPal for a long time now and never had any problems whatsoever they’ve always been helpful when I’ve needed them Reviewed on: 7th June 2026

Easy to use, but be careful

4
Simple and easy to use, the pay in 3 feature is excellent but unregulated. The main credit feature is also very easy to use but the interest rates are high - be very careful when using. Reviewed on: 7th June 2026

best credit provider

5
All transactions are smooth without a fuss Reviewed on: 7th June 2026

Simple to use belt and braces,way to pay.

5
Simple to use belt and braces,way to pay. Reviewed on: 7th June 2026

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