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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

VERY HELPFUL and easy to use, and convenient

VERY HELPFUL and easy to use, and convenient Reviewed on: 7th June 2026

Perfect!

Everything is smooth, never had a problem Reviewed on: 7th June 2026

Thankyou Paypal...SUPERB & SAFE Payment Method !!

I was already using "Pay in Three" Paypal but recently was offered & accepted Paypal Credit payment method...It is effortless to use & feels super fast & SAFE to use...I am beyond delighted & will be using it more & more but only amounts which I feel I can pay off in a month or two...Thank you SO much :-)) Reviewed on: 7th June 2026

Great way to pay spread the cost in 3 no...

Great way to pay spread the cost in 3 no interest Reviewed on: 7th June 2026

Super credit facility.

Agreat way of budgeting your finances with interest free promotions and a decent level of credit backed up by a comprehensive website to keep track of your spending and payments. Reviewed on: 7th June 2026

Never had any bad issues with PayPal..

Never had any bad issues with PayPal regarding any claims I had raised Reviewed on: 7th June 2026

Good experience.

Good experience. Admin has gotten better over the years. Reviewed on: 7th June 2026

your real PAL /. PayPal

Never had a problem with PayPal I feel safe and secure with every purchase Reviewed on: 7th June 2026

Terrific Service

Very easy to use and a straightforward service that offers no problems what so ever Reviewed on: 7th June 2026

Good payout and fast service.

Good payout and fast service. I am able to shop swiftly online Reviewed on: 7th June 2026

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