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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Easy & convenient - particularly for eBay transactions.

5
Easy & convenient - particularly for eBay transactions. Reviewed on: 7th June 2026

Accepted at any retailer so much choice when shoppin...

5
Accepted at any retailer so much choice when shopping will use not only for pay in 3 but for bigger purchases. Reviewed on: 7th June 2026

PayPal is my pal

5
Easy to apply and easy to understand Reviewed on: 7th June 2026

Unprecedented support

5
Everytime I needed the extra financial support in my life PayPal had always been there to assist me whether this was through means of paying in three or having a credit card or using as a payment method online. The app was always user friendly and was accessible at all times. It has really helped me through difficult times. Reviewed on: 7th June 2026

Feel like have extra protection on payments

5
Feel like have extra protection on payments Reviewed on: 7th June 2026

Best service

5
Every time ive used pay pal everthing has gone smoothly Reviewed on: 7th June 2026

I’ve been able to sort out my payments more easily,...

4
I’ve been able to sort out my payments more easily, thanks to PayPal credit, Reviewed on: 7th June 2026

Customer service was very helpful

5
Customer service was very helpful Reviewed on: 7th June 2026

PayPal is not only the easiest but the most reliable...

5
PayPal is not only the easiest but the most reliable source of payment in my almost 9 years experience using PayPal. The customer service is unmatched to any other bank/ payment method in the world and their fair resolutions and guarantee to have your back in any situation when using PayPal is top notch. I couldn’t recommend PayPal more to any one who’s thinking of using it. Never had a bad experience in my almost 9 years of using PayPal. Reviewed on: 7th June 2026

Excellent service with quick transactions

5
Excellent service with quick transactions Reviewed on: 7th June 2026

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