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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,628 reviews, last reviewed 13th Apr 2026
812500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service able to work out finances and feel safe Great service able to work out finances and feel safe Reviewed on: 13th April 2026
Joan t's avatar
Joan t

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59628)

Excellent and more!!!

5
Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022
Dante's avatar
Dante

The best payment method for delayed payment online

5
I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022
Gee's avatar
Gee

Brilliant for an unplanned purchase

5
PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022
Kevucopia's avatar
Kevucopia

Interest free purchases.

5
4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022
Stuart Fielding's avatar
Stuart Fielding

Easy to use

5
Accepted everywhere and easy to manage Reviewed on: 13th June 2022
Julia Hanley-Gordon's avatar
Julia Hanley-Gordon

Easy

5
PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022
Sujin Lee's avatar
Sujin Lee

Good

4
I will recommend it to everyone Reviewed on: 13th June 2022
OkSiaw's avatar
OkSiaw

Paypal is safe and quick

5
You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022
Oliver French's avatar
Oliver French

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022
Haroon Ahmed's avatar
Haroon Ahmed

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