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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Paypal credit is so easy to use

I’ve been using PayPal credit for a long time now and like the flexibility it gives me for managing larger purchases. It is easy to use and I like how it tells you when your interest free period ends as this allows for budgeting to avoid unexpected interest charges Reviewed on: 7th June 2026

Excellent service easy to manage with app and contac...

Excellent service easy to manage with app and contact less payments very easy Reviewed on: 7th June 2026

very good. great

very good recomend easy to use. not problem Reviewed on: 7th June 2026

Excellent service , fast easy to use , gain points o...

Excellent service , fast easy to use , gain points of every purchase.. Reviewed on: 7th June 2026

Great service to have.

Great service to have. I find paypal really useful when ordering via multiple retailers. The interest isn’t high either. Reviewed on: 7th June 2026

I am satisfied with the PayPal service

I am satisfied with the PayPal service Reviewed on: 7th June 2026

Great service

Just seamless transactions with confidence Reviewed on: 7th June 2026

PayPal; Credit Perfected

PayPal credit gives me the flexibility I need, when I need it. It allows me to make both medium and large purchases with ease, knowing I can pay over time and without hassle Reviewed on: 7th June 2026

was alright, customer service tried too help

was alright, customer service tried too help Reviewed on: 7th June 2026

Helps me purchase items i could only dream of

Helps me purchase items i could only dream of Reviewed on: 7th June 2026

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