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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

Paypal system wonderful you can buy anything reasona...

5
Paypal system wonderful you can buy anything reasonable price Reviewed on: 7th June 2026

Very user friendly app and 4 month interest free on...

5
Very user friendly app and 4 month interest free on purchases is a great way of buying and managing funds without paying interest Reviewed on: 7th June 2026

Excellent

5
I have used PayPal for years, it adds a layer of security for purchases. Always handy to have the Pay in 3 option & Credit. Reviewed on: 7th June 2026

Good experience to shop with PayPal

4
Good experience while using PayPal Reviewed on: 7th June 2026

Paypal 3 in 1 is a very useful tool to manage your p...

5
Paypal 3 in 1 is a very useful tool to manage your purchases over a short period without incurring any long term debt. Reviewed on: 7th June 2026

Great customer services.

5
Great customer services. Always been very helpful whenever I've needed support Reviewed on: 7th June 2026

easy to use and manage

5
Good advice helpful easy to use and manage Reviewed on: 7th June 2026

Easy application and quick service

5
Easy application and quick service Reviewed on: 7th June 2026

Great service and experience would definitely recomm...

5
Great service and experience would definitely recommend Reviewed on: 7th June 2026

Totally agree great all rounder.

5
Great easy to use i would definitely recommend PayPal credit to family and friends Reviewed on: 7th June 2026

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