Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181126)

Excellent .free interest anyting buy

5
Very good .easy to use. Free interest for 3 months which is very good make payments slowly.. Reviewed on: 7th June 2026
Tani Sab's avatar
Tani Sab

I always use PayPal because it just works.

5
I always use PayPal because it just works. pay in 3 is often usefull Reviewed on: 7th June 2026
Damian Mcgivern's avatar
Damian Mcgivern

Thank you for your good service.

4
Thank you for your good service. Reviewed on: 7th June 2026
Jacobus V's avatar
Jacobus V

PayPal is a life saver very convenient way to pay fo...

5
PayPal is a life saver very convenient way to pay for items Reviewed on: 7th June 2026
Sharon V's avatar
Sharon V

I've had a very positive experience with PayPal credit.

5
I've had a very positive experience with PayPal credit. Easy application process, easy to track spending, rates, payments and billing. Reviewed on: 7th June 2026
Alexandra M's avatar
Alexandra M

I have been using paper for years fast and secure pr...

5
I have been using paper for years fast and secure process Reviewed on: 7th June 2026
Cliff M's avatar
Cliff M

Payments

5
Interest free credit and the split payments into three are so useful when you are budgeting ahead. These let you get necessities when needed without placing you in difficulty financially. These are both easy to use and set out clearly,keeping you well informed. I really love the option to spread the balance over three payment. Reviewed on: 7th June 2026
Mary A's avatar
Mary A

PayPal has never let me down over many years.

5
PayPal has never let me down over many years. When I make errors. I'm age 92 now. They always help quickly and efficiently. Reviewed on: 7th June 2026
John Harries-Coulman's avatar
John Harries-Coulman

Easy to use and good with pay in 3

5
Easy to use and good with pay in 3 Reviewed on: 7th June 2026
Claudio Salemi 's avatar
Claudio Salemi

Customer service on top, never had issue on receivin...

5
Customer service on top, never had issue on receiving or getting money in my account Reviewed on: 7th June 2026
Kamile C's avatar
Kamile C

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101282 reviews
    PayPal

  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal

  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill