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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

Pay Pal is great if I need a bit longer to pay.

5
Pay Pal is great if I need a bit longer to pay. I can pay affordable amounts each month which is very helpful. Reviewed on: 7th June 2026

PayPal a Awesome all round company

5
Awesome all round company there to support you in your journey to making a successful purchase sale , always there with helpful advice. Reviewed on: 7th June 2026

very easy to use and widely available

5
very easy to use and widely available Reviewed on: 7th June 2026

Works like a charm

5
Paypal credit is amazing for the big stuff, with 4 months interest free its great for dealing with the unexpected Reviewed on: 7th June 2026

Love how can have my items without saving then have...

5
Love how can have my items without saving then have 3 months to pay before interest added Reviewed on: 7th June 2026

good service

4
My experience with PayPal has been good. PayPal money back guarantee is a good service. Reviewed on: 7th June 2026

Simple, easy and great rates.

5
Simple, easy and great rates.Easy to manage, no application issues. Great product Reviewed on: 7th June 2026

Allows me to spread purchases over an ammount of tim...

5
Allows me to spread purchases over an ammount of time and usually 0% interest Reviewed on: 7th June 2026

smooth transactions and i have not encountered any i...

5
smooth transactions and i have not encountered any issues at all Reviewed on: 7th June 2026

Pay in 3

5
You can pay over 3 installments, great for the more expensive items Reviewed on: 7th June 2026

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