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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

I'm using PayPal for years now Best service I could...

I'm using PayPal for years now Best service I could have thinked off. Very pleased Reviewed on: 7th June 2026

Brilliant 5 Stars

Always so easy to use, so secure and I feel so safe using PayPal. Reviewed on: 7th June 2026

One of the easiest and most convenient payment platf...

One of the easiest and most convenient payment platforms. Reviewed on: 7th June 2026

Easy to use and secure.

Easy to use and secure. Never had any ussye Reviewed on: 7th June 2026

Easy to use

Easy to use and can choose how much to pay off before the interest kicks in. Reviewed on: 7th June 2026

Nothing but a positive experience with any issues or...

Nothing but a positive experience with any issues or questions I’ve had. Great customer service and easy to use app. Reviewed on: 7th June 2026

Easy to brilliant service use and straightforward

Easy to use and straightforward to use, never had a problem Reviewed on: 7th June 2026

Been with PayPal now for many years.

Been with PayPal now for many years. Always had great experiences and never any hassle. Reviewed on: 7th June 2026

It gives really good options to split the cost of es...

It gives really good options to split the cost of essential items for me. And there’s a clear dashboard to see when money is due to and how much is owed. Reviewed on: 7th June 2026

All good.

All good. I strongly recommend this. Thanks Reviewed on: 7th June 2026

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