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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Great Expectations

Person on phone was really helpful in trying to find out why my card wasn’t accepting Tesco order. He checked his end & could find no issue and I was told to put payment through again. Do be again a few times but still not going through on PayPal. He wasn’t able to solve this time but really tried various things. He said it is likely something to do with Tesco app as there were no issues with the card. I was impressed at the time that he gave trying to track the source of the problem hence this review. He took the time and sounded quite disappointed that my late night order couldn’t be paid via PayPal. That’s customer service! I was happy with his efforts. Reviewed on: 7th June 2026

Really easy to set up and manage

Really easy to set up and manage Reviewed on: 7th June 2026

Great service

Excellent financial support and super easy to use Reviewed on: 7th June 2026

Very helpful with 0% intrest periods of 4 months

Very helpful with 0% intrest periods of 4 months Reviewed on: 7th June 2026

Really convenient method of paying.

Really convenient method of paying. Approval for credit card was very quick Reviewed on: 7th June 2026

PayPal use

Serice is secure and easy to use Reviewed on: 7th June 2026

Excellent service with secure transactions

Excellent service with secure transactions Reviewed on: 7th June 2026

Really easy to use.

Really easy to use. Transparent and a big help when needed Reviewed on: 7th June 2026

I have used PayPal for years.

I have used PayPal for years. I have used PayPal in 3 and also PayPal credit. I think that having various methods to pay via PayPal is fantastic. PayPal being so reliable and the customer service so great it's a no brainer. Reviewed on: 7th June 2026

PayPal Credit makes life that little bit easier!

0% for four months on every purchase with PayPal Credit makes life that little bit easier! I've made a few larger purchases with my card and it's so helpful to have a bit of breathing space to pay off the balance. Reviewed on: 7th June 2026

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