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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Handy and reliable

Great service and easy to use app Reviewed on: 7th June 2026

A great option at checkout

I use this regularly. It gives me extra time to pay for things like holidays and larger purchases without accruing interest. It’s very useful to have the ability to do this. A very useful tool as long as you pay the balance before the end of the interest free period. Reviewed on: 7th June 2026

Easy and Simple

PayPal is easy to access and simple to follow Reviewed on: 7th June 2026

Good service that's essentially free for the consumer

Good service that's essentially free for the consumer Reviewed on: 7th June 2026

So simple use.

So simple use. Clear instructions quick applications and quick response. Love the rewards on collecting points and getting money off shopping . Reviewed on: 7th June 2026

Very good, always been safe and secure and would hig...

Very good, always been safe and secure and would highly recommend for anyone to use Reviewed on: 7th June 2026

Easy to set up and activate.

It was straightforward to set up and activate. Easy to understand and manage your money through the dashboard. Regular notifications are very useful to help you keep track. Reviewed on: 7th June 2026

Always been there for whatever I need making life easy

Always been there for whatever I need making life easy Reviewed on: 7th June 2026

Handy helper

Great to have this money available for unexpected expenses or to purchase a larger item and be able to pay it off in instalments Reviewed on: 7th June 2026

Reliable, secure service with very responsive custom...

Reliable, secure service with very responsive customer care. Reviewed on: 7th June 2026

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