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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Really easy to deal with good customer service.

Really easy to deal with good customer service. Reviewed on: 7th June 2026

I have been using PayPal for years, and it has been...

I have been using PayPal for years, and it has been an absolute life saver. It makes purchasing things quick and easy. Pay in 3 helps manage my money better, and it gives me a 4 month interest free option helping me pay back whenever I’m ready. I would recommend to everyone out there whose also looking to build there credit score with the absolute best credit card in history. Reviewed on: 7th June 2026

Excellent services, easy to use!

Excellent services, easy to use! Reviewed on: 7th June 2026

Lifestyle

Easy comfortable payments.makes everyday life stress free without the worry. Reviewed on: 7th June 2026

I’ve used the credit and it works

I’ve used the credit s as few times and everything has worked very well Reviewed on: 7th June 2026

Always helpful

Always helpful and never felt wrong ,excellent service Reviewed on: 7th June 2026

PayPal is an amazing service.

PayPal is an amazing service. Which I have been using for years Reviewed on: 7th June 2026

Easy, hassle free.

Easy, hassle free. Always get reminders for payments. Use regularly and get rewards! Reviewed on: 7th June 2026

Convenient and easy, readily accessible with many co...

Convenient and easy, readily accessible with many companies Reviewed on: 7th June 2026

PayPal is my go to for online payments

PayPal is my go to for online payments, it’s easy to use and has plenty of options of payment choices e.g. for bigger purchases I can add them to my PayPal credit account, or Pay in 3. I have used PayPal for years now, a lot easier to have my information stored rather than entering bank details online every time. Reviewed on: 7th June 2026

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