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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

It is very good as easy to pay with PayPal anyone ar...

5
It is very good as easy to pay with PayPal anyone around the world Reviewed on: 7th June 2026

Works well for me

5
Really easy to use, never any issues Reviewed on: 7th June 2026

Everything with PayPal is simple and they do what th...

5
Everything with PayPal is simple and they do what they say they will do. Totally transparent and helpful if required. Reviewed on: 7th June 2026

Friendly

5
Order an item it didn’t arrive pay pal was on the case and money back Reviewed on: 7th June 2026

Hassle free way to spread the cost of payments, whil...

5
Hassle free way to spread the cost of payments, whilst remaining very secure Reviewed on: 7th June 2026

PayPal credit has helped me for Christmas and birthd...

5
PayPal credit has helped me for Christmas and birthday gifts over the years when financial family life has been tight Reviewed on: 7th June 2026

PayPal has made my life so much easier.

5
PayPal has made my life so much easier, I find it easy to use, love how I get a reminder to pay by bill. Helps with credit rating. Fabulous service. Reviewed on: 7th June 2026

Very efficient and reliable product.

5
Very nice and reliable product. The credit amount is really sufficient and it is a great relief. Also, for online purchases, this product is really worth it. The perks, rewards getting through the product is unbelievable. I have been using this for some time and I will be using in future as well. Way to go PayPal. Cheers! Reviewed on: 7th June 2026

Excellent communication and customer service

5
I had a great customer service when I had issues with my card. Reviewed on: 7th June 2026

Easy to pay goods via paypal, also it gives you oth...

5
Easy to pay goods via paypal, also it gives you other option to pay, no hassel and it is a safe payment over all. Highly recommended. Reviewed on: 7th June 2026

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