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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

Available as a payment gateway on multiple places, v...

Available as a payment gateway on multiple places, very helpful and trustable Reviewed on: 7th June 2026

Great options and affordable payment rates.

Great options and affordable payment rates. Effective customer service and protection Reviewed on: 7th June 2026

It's very good services, my only concern is when I w...

It's very good services, my only concern is when I want to pay, it should be instantly. Example: I want to pay. I put the amount and in the is scheduled to pay, instead of make the payment right away. Reviewed on: 7th June 2026

Excellent tracking of spending and delivery of items.

Excellent tracking of spending and delivery of items. Reviewed on: 7th June 2026

Easy transactions

Easy transactions and really easy to keep track on account Reviewed on: 7th June 2026

always a good experience helpful staff

always a good experience helpful staff Reviewed on: 7th June 2026

Simple, no fuss, straightforward

Simple, no fuss, straightforward, PayPal is a trusted brand, I had no hesitation in using them Reviewed on: 7th June 2026

Very easy to use and no pressure on selling the...

Very easy to use and no pressure on selling the credit Reviewed on: 7th June 2026

PayPal credit is just so convenient.

PayPal credit is just so convenient to have, it’s so easy to set up and the 4 months pay later is excellent and having a physical card means you can actually use it in shops and not just online, you can track everything in the app, best credit service I’ve ever had. Reviewed on: 7th June 2026

Great service

Great service. The lost later option is so handy Reviewed on: 7th June 2026

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