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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

I use PayPal monthly to budget and the different opt...

I use PayPal monthly to budget and the different options are brilliant. Reviewed on: 7th June 2026

Excellent!

Very effective and safe way to make an online payment. 0% for 4 months also takes a lot of stress off paying it all at once Reviewed on: 7th June 2026

Good experience.

Good experience. Paypal has been of my digital and fintech life since childhood. It has been well suited and very helpful to my online transactions. Besides its limitations on Amazon and several other platforms, it is regardless, very robust and very useful on many other platforms like eBay, and many other platforms. Reviewed on: 7th June 2026

Great service

I've never had any problems with PayPal, I think it is great way to pay for goods and send money abroad Reviewed on: 7th June 2026

Really quite good

Really quite good in my uninhibited opinion. But even more so and courteous with it. Not to mention how good they are as well. Reviewed on: 7th June 2026

Great flexible finance for online shopping

Perfect for larger online purchases.very handy that you don’t need to type in your credit card details every time because it’s right there in your PayPal account Reviewed on: 7th June 2026

Amazing app and service

PayPal has been reliable and easy to use for online payments. Transactions are quick, and I appreciate the added security when shopping online. Overall, a great service. I’ve used PayPal for several years and have had a positive experience. The platform makes it easy to send and receive money, and I feel more secure making online purchases thanks to its buyer protection features. The mobile app is straightforward to use, and transactions are usually processed quickly. Whenever I’ve needed assistance, customer support has been helpful. I would recommend PayPal to anyone looking for a convenient and trusted payment service. Reviewed on: 7th June 2026

Couldn’t be better, never experienced any issues.

Couldn’t be better, never experienced any issues. Reviewed on: 7th June 2026

PayPal is great, no negatives

PayPal is great, no negatives . Highly recommend Reviewed on: 7th June 2026

Very easy to use and set up, the credit card they pr...

Very easy to use and set up, the credit card they provide is also very handy and easy to use. You feel safe knowing you have full control of your credit and money Reviewed on: 7th June 2026

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