Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

View other PayPal products

4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181125)

Excfmellent service really pleased with it

Excellent service really pleased with it Reviewed on: 7th June 2026

Good, very easy to use, recommend to family and frie...

Good, very easy to use, recommend to family and friends Reviewed on: 7th June 2026

So easy to use and the 0% offer is really...

So easy to use and the 0% offer is really helpful Reviewed on: 7th June 2026

Everything is great except when you try to speak to...

Everything is great except when you try to speak to someone, then it's difficult. Reviewed on: 7th June 2026

Difficult to navigate through certain items when loo...

Difficult to navigate through certain items when looking to see what is to be paid on PayPal credit . Reviewed on: 7th June 2026

Payy customer

I have been using PayPal for about 6 years now to buy expensive items and your everyday items.. so flexible especially if you don’t have the cash. Brilliant that u can pay over time. Reviewed on: 7th June 2026

One payment stop

Great customer support , ease of payment. Great service Reviewed on: 7th June 2026

Always easy to use and find out information never ha...

Always easy to use and find out information never had any problems with using it Reviewed on: 7th June 2026

Great service

Used paypal credit several times to purchase goods. Very easy to use and an added bonus to not pay interest on the first 4 months, easy to set the payments and pay off early Reviewed on: 7th June 2026

Dreams come through

Because I'm not able to buy all the time by cash what I like , PayPal give me the opurtinity and chances to make my dreams of collect item come through! Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub