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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,995 reviews, last reviewed 13th Apr 2026
844900% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way to payment, believe! Excellent way to payment, believe! Reviewed on: 13th April 2026
Alexandre V's avatar
Alexandre V

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59995)

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022
Sid Sabir's avatar
Sid Sabir

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022
Rahima's avatar
Rahima

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022
Roger quinlan's avatar
Roger quinlan

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022
Claire R's avatar
Claire R

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022
James Lloyd's avatar
James Lloyd

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022
Ian Garton's avatar
Ian Garton

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022
K Jarvis's avatar
K Jarvis

Absolutely amazing

5
Very quick and handy service Reviewed on: 13th June 2022
aasakib's avatar
aasakib

Just amazing

5
I have used this to buy big items Reviewed on: 13th June 2022
Kevin's avatar
Kevin

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