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PayPal: PayPal Credit reviews

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4.90
Based on 60,620 reviews, last reviewed 13th Apr 2026
902400% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit I do like the credit feature which allows for me to make monthly payments in 4 installments. This allows me to be able to control and plan my out goin... Read more Reviewed on: 13th April 2026
Lan S's avatar
Lan S

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60620)

Great experience .

5
Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022
Dawid's avatar
Dawid

First class service and provider

5
First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022
stephen rogers's avatar
stephen rogers

Good service

5
Easily got it, and it helped the most Reviewed on: 8th July 2022
alinaloredanaratcu@gmail.com's avatar
[email protected]

Excellent service in simple steps

5
PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022
armantzera@yahoo.com's avatar
[email protected]

Easy to use

5
Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022
Karolina Piwowarczyk's avatar
Karolina Piwowarczyk

Great and flexible repayment plan

5
Absolutely flexible with 0% repayment for 4 months which helps to spread the cost across. Reviewed on: 8th July 2022
Abimbola Oladokun's avatar
Abimbola Oladokun

Really useful,everybody uses paypal

5
I got this paypal credit just to buy a few items but have had it for over 5 yes now ,everyone uses paypal and most companies do now,so easy to pay for things and its so secure,interest not too bad,good to pay for large items as you Don't need to pay any interest for 4 months Reviewed on: 8th July 2022
Thenewsh 's avatar
Thenewsh

Good, but limited to online

3
PayPal credit was good for the things I needed it for but generally isn't a credit card you can take out on its own. The lack of a physical credit card or even the opportunity to use it online with merchants that don't use PayPal limit it massively. The £99 3 months repayment offers are very good however and I've made use of them multiple times. Reviewed on: 8th July 2022
Jamie Stone's avatar
Jamie Stone

It's very friendly & easy

5
The eBay is full safety all the time. All order quick, when I have a question I get answers very soon Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Paypal is amazing way to afford things what you need. Quick and easy process

5
Love the way they do and customer service is amazing and stress free Reviewed on: 8th July 2022
Irish KA's avatar
Irish KA

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