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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181125 reviews)

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4.73

Based on 181,125 reviews, last reviewed 18th Aug 2026

15% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181125)

PayPal credit is very easy to use and efficient

PayPal credit is very easy to use and you have the option of choosing how much you can pay and set a direct debit. PayPal is a safe option to use for payments and I would recommend to anyone. You receive reminders of payments and receipts. Reviewed on: 7th June 2026

I've not had a bad experience yet,

I've not had a bad experience yet, Reviewed on: 7th June 2026

Very good excellent cooperation and customer service...

Very good excellent cooperation and customer service highly recommend Reviewed on: 7th June 2026

The best

Easy to use, secure and helpful if anything goes wrong Reviewed on: 7th June 2026

PayPal credit is a great way to finance purchase's

PayPal credit is a great way to finance purchases as long as you’re being sensible and paying it off when it’s due (as with any credit service!). There is great reward scheme and the option to pay for things at 0% over a period of time which has been really helpful.the only downside is it seems to take a little while for my payment to my PayPal account to clear through my bank (it doesn’t appear in pending), so just be mindful when you’re paying off your credit. Reviewed on: 7th June 2026

needed a refund and it was so simple it is very easy...

needed a refund and it was so simple it is very easy to use the app and brilliant that the offer pay in 3 at no extra charge i like now that you can track parcels Reviewed on: 7th June 2026

Had an account for over fifteen years and as an old...

Had an account for over fifteen years and as an old lady now, I still find it easy to use an wouldn’t be without PayPal for all my online purchases Reviewed on: 7th June 2026

Excellent experience .

Excellent experience . I will continue to recommend it to family and friends Reviewed on: 7th June 2026

Always easy to use Great for paying for unexpected i...

Always easy to use Great for paying for unexpected items Reviewed on: 7th June 2026

Easy and smart way to manage payments.

Easy and smart way to manage payments. Highly recommend Reviewed on: 7th June 2026

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