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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Easy to use and transparent about cost of credit

5
Easy to use and transparent about cost of credit Reviewed on: 7th June 2026

Safe and reliable

5
Safe and reliable. I use PayPal to pay for almost everything online because of piece of mind. Reviewed on: 7th June 2026

Great no issues with the card or paying but the app...

5
Great no issues with the card or paying but the app seems to delay repayments and not show them very well Reviewed on: 7th June 2026

I’m very happy,this very helpful

5
I’m very happy,this very helpful Reviewed on: 7th June 2026

It's very easy to setup, use, and highly convenient...

5
It's very easy to setup, use, and highly convenient to spread payments for larger items over 3-4 months Reviewed on: 7th June 2026

They are good pay in 3 or 4 0 % interest has helped...

5
They are good pay in 3 or 4 0 % interest has helped me alot managing my money buying what I need and paying later Reviewed on: 7th June 2026

PayPal is a safe and easy way to pay

5
PayPal is a safe and easy way to pay Reviewed on: 7th June 2026

Very good app, excellent customer service

5
Very good app, excellent customer service Reviewed on: 7th June 2026

PayPal has great customers service.

5
PayPal has great customers service. Always giving you the right support. Feel secure using the Papal service. Reviewed on: 7th June 2026

Good experience easy to use and very efficient

4
Good experience easy to use and very efficient Reviewed on: 7th June 2026

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