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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

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4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

GREAT IDEA FROM PAYPAL

I Had a great and simple experience with this new credit feature. I was able to space out some payments and pay it all back even before the deadline. Reviewed on: 20th May 2024

The amount was unexpected and surely made my day.

The amount was unexpected and surely made my day. So pleased Reviewed on: 20th May 2024

I’ve been with PayPal for years and it is such an ea...

I’ve been with PayPal for years and it is such an easy way to pay. I tend to shop online a lot and PayPal credit helps me when I want to pay up something. It’s great you get the option of paying in 3 or putting it straight onto your credit which give you more time to pay it up. Reviewed on: 20th May 2024

All in one

Easy to use, manage payment and see usage Reviewed on: 20th May 2024

Love the pay in 3 option

Love paypal esp the security and option of ‘pay in 3’. Think the chat service could be improved though Reviewed on: 20th May 2024

Great service so far.

Great service so far. Mostly easy to use app. Whenever I need help and have called the number, the call handlers are professional, patient, helpful and respectful and resolve my query. Reviewed on: 20th May 2024

PayPal credit - great company

I have no objections to Paypal credit payments, everything is clearly explained. There are no hidden costs and the customer service is always helpful. A great convenience is that many websites offer PayPal credit payments, so I use it very often and I am satisfied. I recommend it to everyone. Reviewed on: 20th May 2024

Most websites offer PayPal credit as a payment.

Most websites offer PayPal credit as a payment. Easy peasy. Reviewed on: 20th May 2024

Their staff based out of the U.K

Their staff based out of the U.K. are not very helpful and repeat things multiple times, it seems that they are following the script! Reviewed on: 20th May 2024

Very convenient and Helpful .

Very convenient and Helpful ..helps me more when I needed extra Reviewed on: 20th May 2024

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