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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76844)

Very satisfied with customer service staff and suppo...

5
Very satisfied with customer service staff and support, peace of mind for shopping and especially buying now and paying four payments. Reviewed on: 4th June 2024

Very easy to use, definitely made purchasing stress...

5
Very easy to use, definitely made purchasing stress free for me. Reviewed on: 4th June 2024

Great convenient and safe way to make payments onlin...

5
Great convenient and safe way to make payments online and reasonable interest rates when it applies Reviewed on: 4th June 2024

Good product overall

5
It's been very useful and approval time was quick Reviewed on: 4th June 2024

Best way to pay

5
I always use PayPal to pay for things online as its a great way to safeguard your money against scammers or items just being lost in the post Reviewed on: 4th June 2024

It's a yes from me! .

5
Easy to view & understand statements. A safe way to pay , options for payments. No hassle in using app Reviewed on: 4th June 2024

I always feel save when I use PayPal credit

5
I always feel save when I use PayPal credit and it helps me able to live my life without worry and stress ! Reviewed on: 4th June 2024

Great service and easy to use.

5
Great service and easy to use. PayPal credit is super helpful and gives you more options when purchasing items. Reviewed on: 4th June 2024

It's okay, really easy to apply, easy to use or just...

5
It's okay, really easy to apply, easy to use or just let it be for hard day Reviewed on: 4th June 2024

PayPal is always reliable

5
I’ve been using PayPal for years and it’s so reliable and easy to use, and recently I’ve started using PayPal credit and I’m equally impressed it’s really good I’m always so happy with the service that PayPal offers Reviewed on: 4th June 2024

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