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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Good people

5
Lovely. Good recommendation. I will recommend you always Reviewed on: 7th June 2026

Friendly customer service and always happy to help

5
Very easy app to use. Customer service always very quick to deal with queries and very nice&helpful. Reviewed on: 7th June 2026

Easy and straightforward

4
Easy to use, notifications helpful but would like more detailed description of transactions. Reviewed on: 7th June 2026

Excellent experience!

5
I am having a very good experience and I love it. Reviewed on: 7th June 2026

"A great experience "

5
It has been, until now, a great experience Reviewed on: 7th June 2026

Used it for years always been great or i wouldn't be...

5
Used it for years always been great or i wouldn't be here. The notifications are on point to stop you forgetting about payments Reviewed on: 7th June 2026

Very satisfied great service can’t complain would hi...

5
Very satisfied great service can’t complain would highly recommend Reviewed on: 7th June 2026

Excellent customer service and support

5
I’ve had a really good experience with PayPal Credit. Every time I’ve contacted customer care, they’ve been friendly, patient, and very helpful. When I called about an issue with my money, they handled it quickly and made sure everything was sorted out properly. They always make me feel valued and reassured, which is rare these days. It’s clear they genuinely care about their customers and go the extra mile to help. I feel confident using their service because I know I’ll be supported if anything goes wrong. Overall, I’m very happy with the service and especially the excellent. Reviewed on: 7th June 2026

Super PayPal

5
Quick efficient and friendly Good customer support Reviewed on: 7th June 2026

Used paypal for years never had an issue all good

5
Used paypal for years never had an issue all good Reviewed on: 7th June 2026

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