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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Satisfaction guaranteed with PayPal

5
I’m extremely satisfied with the service provided and would 100% recommend others to use it. Reviewed on: 7th June 2026

Paypal makes me feel safer shopping online

5
Paypal makes me feel safer shopping online, and when I have needed support it has been excellent. A couple of years ago I had a real issue with a company refusing to refund a fraudulent concert ticket, paypal helped me get a refund quickly and advised me how to handle my claim to get my money back faster. Fantastic service. Reviewed on: 7th June 2026

Easy to use, great as apple pay.

5
Easy to use, great as apple pay. Helpfully easy to apply for. Reviewed on: 7th June 2026

Very good app, convenient easy to use

5
Very good app, convenient easy to use Reviewed on: 7th June 2026

All options very easy to use.

5
All options very easy to use. I’ve used pay in three and credit and it’s always straightforward. Also sending money has always been easy. Overall very happy with PayPal. Reviewed on: 7th June 2026

Easy to use app and instant services available

5
Easy to use app and instant services available Reviewed on: 7th June 2026

very helpful.

5
very helpful. polite staff and good advice Reviewed on: 7th June 2026

3 steps interest free payment method..

5
3 steps interest free payment method has been very useful & convenient in managing larger purchases. Reviewed on: 7th June 2026

My experience has been that good so far

4
My experience has been that good so far Reviewed on: 7th June 2026

Well coordinated Good customer service

5
Well coordinated Good customer service Reviewed on: 7th June 2026

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