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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Paypal is an easy to use service with flexible payme...

5
Paypal is an easy to use service with flexible payment options. Reviewed on: 7th June 2026

PayPal Amazing

5
I have used PayPal for atleast 10 years now and their services have been amazing so far. Their customer service is exemplary as they helped me when some one used my account fraudulently and I was able to recover and got my money back without any further complications, and it was all dealt with very swiftly Reviewed on: 7th June 2026

Good for monthly payments and easy to manage app

4
Good for monthly payments and easy to manage app Reviewed on: 7th June 2026

PayPal is very simple to use, and often my preferred...

5
PayPal is very simple to use, and often my preferred use of payment because of how simple it is! Reviewed on: 7th June 2026

Great seamless experience.

5
Great seamless experience. I like point earned via paypal plus. Reviewed on: 6th June 2026

Easy to set up and use.

5
Easy to set up and use. Points back on purchases, lots of zero interest options to spread the cost Reviewed on: 6th June 2026

Very reliable and very convenient to use

5
Very reliable and very convenient to use Reviewed on: 6th June 2026

A little too convenient

5
Makes everyday purchases online accessible and easy. Reviewed on: 6th June 2026

As far i am using paypal is pretty good and...

5
As far i am using paypal is pretty good and convenient Reviewed on: 6th June 2026

a safer way to pay

5
Find it a safer way to pay. I always use it when I shop online Reviewed on: 6th June 2026

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