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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,358 reviews, last reviewed 13th Apr 2026
878200% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal good customer service, support and Care I love paypal good customer service, support and Care Reviewed on: 13th April 2026
Moseka N's avatar
Moseka N

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60358)

Great and easy

5
Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022
Everingtone's avatar
Everingtone

Quick and easy to use

5
It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

The best

5
I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022
Tam's avatar
Tam

Swift

5
Easy to use and the payment are secure. Reviewed on: 8th July 2022
David Adorjani's avatar
David Adorjani

Excellent

5
Easy to use and the best terms on the market! Reviewed on: 8th July 2022
Dobson25's avatar
Dobson25

PayPal credit

5
Excellent product, use it often and had no trouble unlike some cards that could be mentioned. Reviewed on: 8th July 2022
neil19581958@gmail.com's avatar
[email protected]

They gave me a chance to build my credit

5
They have been really helpful in helping me build my credit Reviewed on: 8th July 2022
ola olajide's avatar
ola olajide

Just Perfect

5
It's just brilliant for those 'rainy days' and some times it pours! Reviewed on: 8th July 2022
Richard Lock's avatar
Richard Lock

The best thing that ever happened

5
It’s very easy to use and everybody is accepting Reviewed on: 8th July 2022
Florin Nicolae's avatar
Florin Nicolae

Great idea

5
I used PayPal credit once. And it was life saving for me. Reviewed on: 8th July 2022
I Jemei's avatar
I Jemei

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