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PayPal: PayPal Credit reviews

4.90
Based on 105,039 reviews, last reviewed 12th May 2026
2500950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and use. Easy to set up and use. Simple to understand. Reviewed on: 12th May 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105039)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Most of the time I use PayPal for Gumtree ads and ot...

5
Most of the time I use PayPal for Gumtree ads and others ads and is the straight forward payment, faster, reliable and safe. Reviewed on: 11th May 2026

Each time I used it is simple and straightforward.

5
Each time I used it is simple and straightforward. Reviewed on: 11th May 2026

There were you need it.

5
There were you need it.good experience, the account is very easy to use. several payment options Reviewed on: 11th May 2026

Excellent

5
I’ve had a really positive experience with PayPal Credit so far. The app is easy to navigate and makes managing payments simple and stress-free. I also really like the points and rewards system, and the fact that it works smoothly with Apple Pay is a big bonus for convenience. Customer service has always been helpful and friendly whenever I’ve needed support. Overall, it’s been reliable, user-friendly, and great for everyday spending. Reviewed on: 11th May 2026

PayPal R Brill

5
Love em, any problems get sorted. Reviewed on: 11th May 2026

I always use PayPal for online payments.

5
I always use PayPal for online payments.Its easy quick and i don't have to put in any details in, just click pay Reviewed on: 11th May 2026

PayPal has genuinely changed the way I manage money...

5
PayPal has genuinely changed the way I manage money and shop online. Over the years, it’s given me confidence, security, and convenience during some really important moments in my life. Whether it’s helping me safely purchase essentials, send money quickly to family and friends, or manage payments without stress, PayPal has always made things simpler and more reliable. What stands out most is the peace of mind it gives me. In a world where online safety matters more than ever, knowing my transactions are protected has made a huge difference. The platform is easy to use, fast, and dependable, which is exactly what people need in everyday life. Reviewed on: 11th May 2026

Totally satisfied.

5
Totally satisfied. Wouod recommend. Reviewed on: 11th May 2026

I will recommend to use PayPal it’s good service for...

4
I will recommend to use PayPal it’s good service for buying and paying it’s more safe site to using PayPal Reviewed on: 11th May 2026

I have always found them excellent at being able to...

5
I have always found them excellent at being able to clarify any issue or directing me to the retailer for help if needed. Also easy to get to speak to an actual person Reviewed on: 11th May 2026