Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I love using PayPal Credit for splitting up the cost...

I love using PayPal Credit for splitting up the cost of my bigger online purchases, especially with that interest-free safety net for four months on anything over £99. It is just so convenient because it is right there in my normal checkout, so as long as I clear the balance before the four months are up, it costs me nothing. Reviewed on: 14th July 2026

It's not credit history it's credit future that matters

I've had a bad credit history due to relationship breakdown and nobody would help to repair my history. I've been given a chance to do just that with Pay pal, its about my current situation NOT about my past, thankyou Paypal Reviewed on: 14th July 2026

Great, convenient, quick and practical

Great, convenient, quick and practical Reviewed on: 14th July 2026

PayPal credit is very handy, it is nice to know that...

PayPal credit is very handy, it is nice to know that I don’t need to use other services when things go wrong and I have some unexpected expenses. I use PayPal for most of my payments and it’s great to know that they have my back when I need it. Reviewed on: 14th July 2026

Terrible service.

Terrible service and cancelling. Reviewed on: 14th July 2026

PayPal is a trusted website that I can rely on.

PayPal is a trusted website that I can rely on. Some months ago I placed an order from a site and I didn't know that it was a scam website .PayPal save me from scam ,they said that the website looks suspicious . Reviewed on: 14th July 2026

Always there when you really need it

Always there when you really need it Reviewed on: 14th July 2026

Excellent

Excellent and no comments, easy to understand Reviewed on: 14th July 2026

Really enjoyed the experience and would recommend to...

Really enjoyed the experience and would recommend to anyone Reviewed on: 14th July 2026

I love how paypal usually has your back and 90% of t...

I love how paypal usually has your back and 90% of the time solves any issues Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub