Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181086 reviews)

View other PayPal products

4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great and really friendly to use

Great and really friendly to use Reviewed on: 14th July 2026

Always convenient and 0% option is huge

Always convenient and 0% option is huge Reviewed on: 14th July 2026

Customer service

Great service with easy resolve if issues Reviewed on: 14th July 2026

Safe way to pay.

Only use to pay for items usually on eBay and Amazon but never had any problems. Easy to use different cards. Credit facilities great. Easy to apply and use cost effectively. Reviewed on: 14th July 2026

They have always been very good with me.

They have always been very good and I have used PayPal for along time but when they bought PayPal credit, I took them up on there offer it's great, I can get what I want when I need it at a very reasonable interest rates. Reviewed on: 14th July 2026

Excelent

Very happy with paypal ben use for more than 10years and never had problems thank you PayPal. Reviewed on: 14th July 2026

So Simples

Even someone who is not tech savvy can use PayPal. Easy to navigate and also easy to find what you are looking for Reviewed on: 14th July 2026

Always there when needed.

Always there when needed. Great service Reviewed on: 14th July 2026

Good service to have the ability to spread purchase...

Good service to have the ability to spread purchase payments at 0%. Reviewed on: 14th July 2026

Love your customer service

Love your customer service, very friendly and professional Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101253 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub